Newport News Property Tax 2026 – Pay Online & Exemptions

Newport News Property Tax for 2026 requires owners to check the 2026 Newport News property tax bill and verify the assessed value Newport News properties before the deadline for property tax payment Newport News, typically early June. The Newport News Real Estate Assessor’s Office provides a public portal to run the Newport News real estate tax calculator, view property tax rates Newport News VA, and download the tax parcel map Newport News. Residents can pay property taxes online Newport News through the secure tax.nnva.gov site, avoiding delinquency penalties Newport News and keeping mortgage escrow property tax Newport News up‑to‑date. Seniors should explore Newport News tax exemptions for seniors, which may lower the residential property tax credit Virginia and reduce overall liability.

Newport News Property Tax appeals are handled by the Board of Review of Real Estate Assessments, where owners learn how to appeal property tax assessment Newport News with documented evidence. The city of Newport News finance department publishes property tax records public access Newport News for both commercial property tax rates Newport News and residential parcels. Unpaid balances can trigger a Newport News property tax lien, affecting credit and potential foreclosure. For refunds, contact the Newport News tax assessor office at (757) 926‑1926 or email restate@nnva.gov for guidance.

Search Newport News City Property Tax

Property owners in Newport News, Virginia can look up current bills, assessed values, and payment status through the city property tax portal. The Office of the Commissioner of the Revenue, located at 2400 Washington Avenue, is responsible for the assessment of various taxes mandated by the Code of Virginia and the Newport News Code. The portal accepts parcel numbers, street addresses, and owner names, returning a record summary that includes land value, improvement value, total assessed value, and the tax year applied. Use the official city website at https://www.nnva.gov/ to access property tax search tools.

Step-by-Step Search Method

Start the search from a desktop or mobile browser using the city property tax page on the official site. The portal loads a simple form with three lookup options designed for different types of visitors.

1. Open the official Newport News city website at https://www.nnva.gov/ in your browser.
2. Choose a search method: parcel ID, property address, or owner name.
3. Type the matching value into the search box and press Enter or click Search.
4. Review the result list and select the correct parcel from the matches.
5. Read the assessment summary, which shows land value, improvement value, total assessed value, and tax year.
6. Download or print the record using the on-screen tools.

If the search returns no results, check the spelling of the street name or try a partial owner name using last-name-first format. For older records or specialized tax questions, contact the Commissioner of the Revenue at the main office in City Hall at 2400 Washington Avenue, Newport News, VA.

Property Tax Rates in Newport News City

Newport News sets a single real estate tax rate per $100 of assessed value that applies to all residential and commercial parcels inside the city. The City Council reviews the rate each spring as part of the annual budget process and may keep, raise, or lower the rate based on revenue needs and assessment growth. Bills go out once each fiscal year and are split into two installments to spread payments across the calendar.

Real Estate Tax Rate

For tax year 2026, the real estate tax rate in Newport News stands at $1.18 per $100 of assessed value, according to the Virginia DOT Local Tax Rates Survey. The City Council adopted the Fiscal Year 2027 budget on May 12, 2026, in City Council Chambers at 2400 Washington Avenue, and voted 7-0 to keep this rate level for the next billing cycle. A home assessed at $300,000 would carry an annual real estate tax bill of $3,540 at this rate, before any exemptions apply.

Personal Property Tax Rate

Personal property tax covers vehicles, boats, trailers, and business equipment that have a situs in the city on January 1 of each year. The current personal property tax rate for qualifying personal use vehicles is $4.50 per $100 of assessed value, confirmed by the Newport News Commissioner of the Revenue. The Personal Property Tax Relief Act (PPTRA) reduces the tax on the first $20,000 of assessed value for qualifying vehicles by 36.5% for tax year 2026.

Rate Comparison Table

Owners should confirm the rate in effect for their tax year through the city property tax portal before estimating their annual bill. Rates can change each budget cycle, and bills issued for the prior year always reflect the rate that was in force during that fiscal year.

Reading Your Newport News Property Tax Bill

Each Newport News tax bill contains a block of printed data and a tear-off remittance slip. Reading the bill top to bottom helps owners spot errors, confirm exemptions, and pay the correct amount. A small mistake in the parcel number or owner name can lead to a misapplied payment, so a quick review saves time.

Bill Components

• Parcel ID: A unique number that links the bill to the property in the assessor database.
• Owner name and mailing address: The legal owner of record on January 1 of the tax year.
• Property address: The physical address of the parcel being taxed.
• Assessed value: The total assessed value of land plus improvements used to compute the bill.
• Tax rate: The rate per $100 of value applied to the parcel for the billing year.
• Exemptions and relief: Any reduction applied for senior status, veteran status, disability, or PPTRA.
• Installment amounts: The first-half and second-half payment totals due on separate dates.
• Penalties and interest: Late charges added to past-due balances under city code.

Key Deadlines on the Bill

Real estate tax bills go out once a year and split into two equal installments with due dates set by city code. The installment schedule is established by local ordinance, and owners should consult the most recent bill or the Treasurer’s Office for the current year’s dates. Personal property tax bills follow a different schedule: the first installment falls on June 5, with the second installment on December 5, matching the dates referenced for the 2026 tax year.

Paying Newport News Property Taxes Online

The Newport News Treasurer’s Office processes payments for tax bills issued by the Commissioner of the Revenue. Owners can pay by electronic check, debit card, or credit card through the city’s online payment portal at https://tax.nnva.gov, which is reachable from the main city website. Payments post to the parcel the same business day in most cases, and a printable receipt is emailed to the payer after the transaction clears.

Accepted Payment Methods

• E-check (ACH): A flat fee per transaction, posting within two business days.
• Debit card: A small convenience fee, posting the same day for in-person and online use.
• Credit card: A percentage-based fee based on the bill amount, posting the same day.
• Paper check by mail: Mailed to the address printed on the bill, posting on the postmark date.
• In-person payment: Accepted at the Treasurer’s Office counter during business hours.

Mortgage Escrow and Lender Payments

Many mortgage lenders collect property tax through an escrow account and pay the bill on the homeowner’s behalf. Lenders request a duplicate bill each year so they can verify the parcel, the amount due, and the installment dates. Owners with escrow accounts should still review the bill to confirm the lender paid the right amount and applied it to the correct parcel. A mismatch in parcel ID or amount can leave a hidden balance that grows penalty and interest over time.

How Property Assessments Are Calculated

The Newport News Commissioner of the Revenue uses a mass appraisal process to value every parcel in the city each year. The goal is to set fair market value as of January 1 of the tax year, using sales of similar properties, cost data, and income data where appropriate. Mass appraisal differs from a private appraisal because the same model is run across the whole city rather than a single home.

Three Approaches to Value

• Sales comparison: Recent sales of similar homes in the same neighborhood set the baseline value for residential parcels.
• Cost approach: Replacement cost minus depreciation sets value for newer or unique properties where few sales exist.
• Income approach: Net income and capitalization rates set value for rental and commercial properties with measurable rents.

Assessment Cycle and Notices

The city reassesses properties each year, and the Commissioner of the Revenue mails assessment notices to owners. Each notice shows the new total assessed value, the prior year’s value, and a deadline for filing an appeal. Owners who miss the appeal window lose the right to challenge that year’s value, and the new value stands as the basis for the next two tax bills. Keeping a copy of every notice helps track value trends and supports any future appeal.

Tax Exemptions and Relief Programs

Newport News offers several programs that reduce the assessed value or the tax owed for qualifying owners. These programs are administered by the Commissioner of the Revenue, and applications must be filed by the deadlines posted each year. Most exemptions require proof of age, income, disability, or military service, and missing paperwork is the most common reason for denial.

Real Estate Exemptions

• Senior exemption: Available to qualifying older owners who meet income and residency tests; reduces the assessed value of the home.
• Veteran exemption: Available to honorably discharged veterans with documented service; the amount depends on disability status.
• Disabled veteran exemption: A larger reduction for veterans with a service-connected disability rating from the VA.
• Surviving spouse exemption: Continues benefits for a surviving spouse who has not remarried.

Personal Property Tax Relief

PPTRA relief applies to the first $20,000 of assessed value for qualifying personal use vehicles, with a 36.5% reduction for tax year 2026. The state reimburses the city for the lost revenue, and the relief appears on the tax bill as a line-item reduction rather than a refund. Vehicles titled to a business, leased for commercial use, or registered with out-of-state plates do not qualify for the relief. Owners should review their bill each year to confirm the relief was applied; if it is missing, the Commissioner of the Revenue can correct the record on request.

Exemption Summary Table

Each program has its own deadline, and most run on a calendar-year schedule that resets in January. Owners who believe they qualify should file early in the year so the exemption is in place before the spring assessment notice goes out.

Appealing a Property Tax Assessment

Owners who believe their assessed value is too high can file an appeal with the Board of Review of Real Estate Assessments. The Board is appointed annually by the judges of the Newport News Circuit Court to hear and give consideration to appeals from property owners in regard to the equalization of real estate assessments. Filing an appeal does not stop the tax bill from being due, so owners should still pay on time and request a refund later if the appeal succeeds.

Grounds for an Appeal

• Value too high: Recent sales of similar homes in the same neighborhood show a lower market value.
• Incorrect data: The record lists the wrong square footage, lot size, number of bathrooms, or features.
• Unequal treatment: Similar parcels in the same area carry a lower assessment than the owner’s parcel.
• Damage or obsolescence: The property has physical issues that reduce its market value below the record.

Evidence to Gather

Strong appeals include comparable sales closed within the past 12 months, photos of any damage, repair estimates from licensed contractors, and a private appraisal if the owner obtained one. The Board weighs written evidence first and may allow a short in-person hearing at the owner’s request. A clear, simple packet with five to ten comparables and a one-page summary of why the value is too high tends to perform better than a thick stack of raw data.

Appeal Timeline

Assessment notices go out in the spring, and the appeal window closes shortly thereafter. Hearings are scheduled through the early summer, and written decisions are mailed before the fall billing cycle begins. Owners who lose at the Board of Review can take the next step to circuit court, where a judge reviews the case under a different standard.

Appeal Process Table

Owners who need help preparing an appeal can contact the Commissioner of the Revenue at 2400 Washington Avenue to review the records before filing. The office can pull the data the Board will use, which helps owners build a stronger packet.

Personal Property Tax on Vehicles

Vehicles garaged or registered in Newport News on January 1 of each year are subject to personal property tax for the full year. The Commissioner of the Revenue uses a recognized pricing guide to set the assessed value of each vehicle, and the tax is computed at $4.50 per $100 of value. New residents register their vehicles with the Virginia DMV and the city to start a tax account, and the first bill arrives the following June, with the first installment due June 5.

Out-of-State and Military Owners

Vehicles with out-of-state plates generally do not owe Newport News personal property tax if the owner is a non-resident who keeps the vehicle in the city for a limited period each year. Active-duty military members stationed in Newport News may qualify for an exemption on one vehicle under specific conditions set by state code. Owners should bring military orders and registration paperwork to the Commissioner of the Revenue to start the exemption process.

Moving, Selling, or Junking a Vehicle

Owners who sell, trade, or junk a vehicle during the year should file a Vehicle Sold or Disposed form with the Commissioner of the Revenue as soon as the transaction is complete. Prorated relief is applied to the next bill, and proof of the transaction date (bill of sale, dealer paperwork, or junking receipt) speeds up the adjustment. A vehicle that moves out of the city for a new situs address may also stop the tax obligation at the end of the prorated period.

Delinquency, Penalties, and Liens

Unpaid property taxes accrue penalties and interest under city code, and long-term delinquency can lead to a lien on the property. A lien is a public claim against the parcel that clouds the title and must be paid before the property can be sold or refinanced. The city publishes a delinquent list each year and may eventually offer the lien for sale to a private buyer, who can then start a foreclosure action under state law.

Penalty and Interest Schedule

• Late payment: A penalty is added the day after the due date and grows monthly under city code.
• Interest: Interest accrues on the unpaid balance at the rate set by Virginia law for local taxes.
• Collection costs: Costs for certified mail, legal notices, and other collection steps are added to the balance.
• Lien filing: A recorded lien stays with the parcel until the full balance, plus fees, is paid.

How to Clear a Lien

Owners who discover a lien on their parcel should contact the Treasurer’s Office to get a payoff quote. The quote shows the principal, penalties, interest, and recording fees as of a specific date. Paying the full amount clears the lien within a few business days, and a release is recorded with the Circuit Court Clerk to remove the cloud from the title. Partial payments do not remove a lien, so the full balance must be paid before a sale or refinance can close.

Commercial and Industrial Property Tax

Commercial and industrial parcels in Newport News pay real estate tax at the same $1.18 per $100 rate as residential parcels, but the assessed values are typically much higher. The Commissioner of the Revenue uses the income approach for rental properties and the cost approach for owner-occupied buildings, with sales of comparable properties as a check on both. Personal property tax applies to business furniture, fixtures, equipment, and machinery, plus leased assets held at a Newport News location.

Business Personal Property Filing

Business owners must file a personal property return with the Commissioner of the Revenue each year, listing the cost and acquisition date of every asset. The filing deadline falls in the early spring, and missing the deadline triggers a higher assessment based on the Assessor’s Office’s records. New businesses should register with the Commissioner of the Revenue as soon as they open a Newport News location to start the filing process on time.

Special Tax Districts

Some commercial parcels sit inside special districts that carry a small additional tax to fund infrastructure, tourism, or business improvements. These districts are created by City Council ordinance and listed on the tax bill as a separate line item. Owners buying commercial property in Newport News should check the special district status during the due-diligence period so the full tax load is part of the pro forma.

Refunds and Billing Corrections

Refunds for overpaid property tax are processed by the Treasurer’s Office once the Commissioner of the Revenue confirms the underlying record needs a change. Common reasons for a refund include a duplicate payment, an exemption that was not applied on time, an appeal that reduced the assessed value, and a clerical error in the parcel data. The refund goes back to the payer of record by paper check or electronic deposit, depending on the original payment method.

How to Request a Refund

• Review the bill and the payment record to confirm the overpayment.
• Gather supporting documents such as a denial letter, appeal decision, or duplicate receipt.
• Contact the Commissioner of the Revenue at 2400 Washington Avenue to confirm the record needs a change.
• Submit a written refund request to the Treasurer’s Office with the parcel ID and proof of payment.
• Allow several weeks for review and processing before the check or deposit arrives.

Refund checks under a small minimum may be applied as a credit to the next bill rather than mailed out. Owners who prefer a check can request one in writing when they submit the refund request.

Land Records and Deed Searches

Deeds, mortgages, liens, and other recorded documents for Newport News parcels are kept by the Newport News Circuit Court Clerk’s Office, Land Records Division. The Land Records Division offers an online search portal that lets users look up records by name, parcel, or instrument number. Records date back many decades, and older books are available on microfilm or as scanned images through the same portal.

Using the Land Records Portal

Open the Land Records search portal through the official city website at https://www.nnva.gov/ to start a search. The portal loads a search form that accepts grantor name, grantee name, parcel ID, and recorded date range. Click search to view a list of matching instruments, then open a record to view the scanned image and the indexing data.

Common Land Record Instruments

• Deed: Transfers ownership of real property from one party to another.
• Deed of trust: Records a mortgage or lender lien on a parcel.
• Release: Removes a recorded lien or mortgage after the debt is paid.
• Lien: Records a government or court claim against a parcel for unpaid taxes or judgments.
• Plat: Records a subdivision survey that defines new lot lines and easements.
• Easement: Records a right to use a portion of the parcel for a specific purpose.

Recorded instruments are public records, and the search portal is open to anyone. Users who need certified copies of a deed or lien can order them from the Circuit Court Clerk’s Office for a fee per page.

Property Tax Records and Public Access

Newport News property tax records are public under the Virginia Freedom of Information Act. The records include the parcel ID, owner name, assessed value, tax rate, bill amount, payment history, and exemption status for every parcel in the city. Most of this data is available through the property assessment search portal on the official city website at https://www.nnva.gov/, with the rest available on request from the Commissioner of the Revenue or the Treasurer’s Office.

Records Available Online

• Assessed value: Land, improvement, and total value for the current and prior tax years.
• Tax bill amount: Bill total, installment amounts, and any relief applied for the year.
• Payment history: Date and amount of the last payment posted to the parcel.
• Exemption status: Active exemptions such as senior, veteran, or PPTRA relief.

Records not available online can be requested in writing from the Commissioner of the Revenue at 2400 Washington Avenue, Newport News, VA. The office responds to standard requests within a few business days.

Newport News Property Tax Calendar

Newport News uses a fixed calendar each year for billing, payments, and appeals. The dates below come from city code and recent bill cycles, and owners can use them as a planning reference.

Annual Calendar of Key Dates

• January 1: Tax lien date for real estate and personal property. Ownership and situs on this date drive the full year’s bill.
• March-April: Assessment notices go out to owners with the new assessed value for the year.
• April-May: Appeal window opens with the Board of Review of Real Estate Assessments.
• June 5: First installment of personal property tax is due for the current year, as confirmed by the Commissioner of the Revenue.
• Real estate installment dates: Two installments per year with due dates set by city code; refer to the current bill or the Treasurer’s Office for the specific schedule.
• December 5: Second installment of personal property tax is due for the current year, as referenced in Treasurer’s Office communications.

Owners who cannot pay on time should contact the Treasurer’s Office before the due date to ask about payment plans. A short delay with a plan in place is far less costly than a missed payment that grows penalty and interest month after month.

Property Tax Lien Sales and Buyer Rights

When real estate taxes remain unpaid for several years, the city may offer the lien for sale to a private buyer at a public auction. The sale does not transfer ownership of the property, only the right to collect the unpaid balance plus interest from the owner. The buyer can then start a foreclosure action in circuit court if the owner does not pay off the lien within the time set by state law.

Owner Protections

• Right to cure: The owner can pay off the lien at any point before the foreclosure sale and keep the property.
• Notice of sale: The city publishes a notice in the local paper and mails a copy to the owner before the auction.
• Right to challenge: The owner can ask the court to review the lien amount and the collection process for errors.

Owners who receive a notice of tax lien sale should treat the letter as urgent and contact the Treasurer’s Office right away. Most liens can be cured with a single payoff payment, and avoiding the auction keeps the title clean and the property free of third-party claims.

Property Tax and Home Sales

Property taxes are prorated between the buyer and the seller at closing based on the closing date. The settlement agent pulls a payoff quote from the Treasurer’s Office, credits the seller for the portion of the year they owned the home, and collects the rest from the buyer. A clean payoff on closing day avoids surprises for both sides and prevents a lien from being filed against the new owner.

What Buyers Should Check

• Current bill status: Pull the most recent bill to confirm the parcel ID and the amount due.
• Pending appeals: Check the Commissioner of the Revenue for any open appeal that could change the value.
• Exemptions in place: Confirm whether the seller is using an exemption that does not transfer to the new owner.
• Delinquent balance: Make sure no past-due balance follows the property into the buyer’s name.

Buyers who want a quick estimate of the annual tax load for a home can divide the assessed value by 100 and multiply by the current real estate tax rate of $1.18. The Treasurer’s Office can also provide a written payoff quote, which is what the settlement agent will use to close the transaction.

Special Property Tax Programs in Newport News

Beyond the standard exemptions, Newport News participates in several state-level programs that lower the tax load for specific parcels. These programs are designed to support particular land uses or to encourage rehabilitation of older properties.

Use Value Assessment

Virginia offers preferential assessment for agricultural, horticultural, forest, and open space land through the Use Value Assessment program, which taxes qualifying parcels at use value rather than market value, creating significant savings for qualifying rural properties. The qualifying parcel must meet size and use tests set by state code, and the owner must file an application with the Commissioner of the Revenue. Once enrolled, the parcel stays in the program until the owner withdraws it, at which point a roll-back tax may apply for the prior five years.

Rehabilitation Tax Credit

Owners who rehabilitate historic or older income-producing properties may qualify for a state historic rehabilitation tax credit, which reduces the tax basis used by the local assessor. The program is administered by the Virginia Department of Historic Resources, and approval is required before construction starts. A successful application can lower the assessed value of the improvements for a set number of years and make the project more affordable.

Local Government Revenue and Property Tax

Property tax is one of the largest sources of local revenue for the City of Newport News, and the funds support schools, public safety, road work, and core city services. The City Council sets the rate each year as part of the budget process, and the public can attend work sessions and hearings to weigh in. The Fiscal Year 2027 budget was adopted on May 12, 2026, with approximately $1.26 billion in operating funds, and the real estate tax rate was held at $1.18 per $100 of assessed value. The council also appropriated over $1.3 million in opioid settlement funds.

Council decisions on the tax rate follow a public hearing, and the meeting agenda is posted on the city website ahead of the vote. Owners who want to share input on the next year’s rate can sign up to speak at the public hearing or email their council representative before the meeting.

Frequently Asked Tasks for Newport News Property Tax

Owners often need a quick answer to a simple task, and the city provides tools for the most common jobs. The list below points to the right office and the right contact for each task.

Quick Task List

• Look up an assessed value: Use the property assessment search portal on the official city website at https://www.nnva.gov/.
• Confirm a parcel ID: Pull the value first, then copy the parcel ID from the result page.
• Apply for a senior exemption: Contact the Commissioner of the Revenue and submit proof of age and income.
• File an appeal: Submit the appeal form to the Board of Review of Real Estate Assessments before the deadline.
• Order a certified deed copy: Contact the Newport News Circuit Court Clerk’s Office.
• Check a lien payoff: Contact the Treasurer’s Office for a written quote tied to a specific payoff date.

For tasks that involve a change to the assessment record, the Commissioner of the Revenue is the right first office to contact. For tasks that involve a recorded document such as a deed or lien, the Circuit Court Clerk’s Office handles the request.

Contact, Local Details, and Map

Newport News property tax questions fall into two main offices: the Commissioner of the Revenue for assessments, exemptions, and appeals, and the Treasurer’s Office for bill payments, payment plans, and lien payoffs. Both offices can be reached in person during standard business hours at the locations listed below. Current phone numbers and email addresses are available on the official city website at https://www.nnva.gov/.

Newport News Commissioner of the Revenue

• Official Website: https://www.nnva.gov/
• Physical Address: 2400 Washington Avenue, Newport News, VA
• Role: Responsible for the assessment of various taxes mandated by the Code of Virginia and the Newport News City Code.

Newport News Treasurer’s Office

• Official Website: https://www.nnva.gov/
• Ta

  x Payment Portal: https://tax.nnva.gov

• Main Office: 2400 Washington Avenue, Newport News, VA
• Denbigh Office: 12912 Jefferson Avenue, Newport News, VA
• Office Hours: Monday – Friday, 8:30 AM (closing time available on the official website)

Newport News Circuit Court Clerk’s Office (Land Records)

• Official Website: https://www.nnva.gov/
• Role: Maintains deeds, mortgages, liens, plats, easements, and other recorded land records for Newport News parcels.

Frequently Asked Questions

Newport News property tax matters affect every homeowner and business owner in the city. Knowing how to find your bill, pay online, claim exemptions, or challenge an assessment saves money and avoids penalties. Below are the most common questions residents ask, along with clear steps you can follow today.

How can I view my 2026 Newport News property tax bill online?

Visit the city’s property tax portal at nnva.gov/342/Property-Assessment-Search. Enter your parcel number, street address, or owner name. The system returns the current bill, assessed value, and payment status within seconds. If you need help, call the Commissioner of the Revenue at (757) 926‑1926 or email tax@nnva.gov. The portal also lets you set up automatic payments, reducing the chance of missed deadlines.

What are the residential property tax rates in Newport News, VA for 2026?

The real‑estate tax rate for Newport News is $1.180 per $100 of assessed value. Personal‑property tax on qualifying vehicles is $4.500 per $100. Calculate your liability by multiplying the assessed value shown on your bill by these rates. For example, a home assessed at $200,000 would owe $2,360 in real‑estate tax. Use the city’s calculator at nnva.gov/331/Real‑Estate‑Assessor for a quick estimate.

How do I apply for senior property tax exemptions in Newport News?

Seniors may receive a homestead exemption that reduces the assessed value by up to $50,000. To apply, download the exemption form from the Real Estate Assessor’s Office page, complete it, and return it by mail or in person to 700 Town Center Drive, Suite 220. Include proof of age and residence. Once approved, the reduced value appears on your next bill, lowering the amount you owe.

What steps should I take if I want to appeal my property tax assessment?

First, review the assessment notice for errors in property description or value. Then, gather evidence such as recent sales of comparable homes. File a written appeal with the Board of Review of Real Estate Assessments within 30 days of receipt. Submit your case online at nnva.gov/1023/Board‑of‑Review or mail it to 2500 Washington Ave. The board schedules a hearing where you can present your data.

Where can I find public property tax records or parcel maps for Newport News?

All parcel maps and tax records are accessible through the Circuit Court Clerk’s Land Records portal at nnva.gov/285/Land‑Records. Search by address or parcel ID to view ownership history, liens, and tax payment status. If you need a paper copy, request it by calling (757) 926‑8355 or emailing landrecords@nnva.gov. These records help buyers verify clear title and understand any outstanding tax obligations.